01 / RECIPIENT
⌁
Recipient lock
Bind a payment to a verified recipient or destination. A changed destination can trigger an automatic block.
Payment security layer
Lock the intent.
Then move money.
SafePay adds a programmable security layer to payments. Set the recipient, amount, purpose and time window — then let the payment move only if every rule still matches.
Prototype concept — not a live payment service.
SAFEPAY / CORELOCKED · 4/4
FIAT + CRYPTOPAYMENT FIREWALL / 01
Why SafePay
Security before settlement.
Existing payment platforms focus on encryption, authentication, fraud monitoring or buyer protection. SafePay's concept is to make the payment's intended parameters part of the authorization itself. cite markers are omitted from preview
02 / AMOUNT
$
Amount lock
Set an exact amount or a defined tolerance. Unexpected changes never silently pass through.
03 / PURPOSE
□
Intent lock
Attach an invoice, order, memo or payment purpose to the transaction before authorization.
04 / TIME
◷
Expiry lock
Give every payment intent a lifetime. Stale links and old approvals can automatically become invalid.
Live concept
Meet the Payment Firewall.
Change one protected parameter and watch the authorization state react. This is a front-end simulation of the SafePay concept.
SafePay / Intent #SP-1048
Nothing moves until the rules agree.
SafePay creates a signed payment intent, checks it at authorization and evaluates it again before settlement.
Recipient✓ MATCH
Amount✓ MATCH
Purpose✓ MATCH
Expiry✓ VALID
READY TO AUTHORIZE4 / 4
All protected parameters currently match the payment intent.
The mechanism
One layer. Any rail.
The security logic can sit above traditional bank/card payments and crypto transfers, giving both rails the same intent-validation experience.
Define who gets paid, how much, why, and how long the authorization remains valid.
Authenticate the payer and bind the approval to the protected payment parameters.
Re-check the intent immediately before money moves. If the state changed, stop it.
One account
Bank money + crypto, one security model.
SafePay is designed as a security layer rather than a single payment rail. A user could protect a card payment, bank transfer or supported crypto transfer using the same intent rules.
✓Bank & card payment intents
✓Stablecoin / crypto transfer intents
✓QR, payment links & checkout flows
✓Merchant API for programmable rules
Referral network
Invite. Earn. Protect.
Users can invite friends, merchants or creators and earn referral rewards based on qualifying SafePay activity.
10%
Illustrative referral rate — configurable by the product.
FAQ
Built for the moment before “send.”
A few product questions the landing page should answer immediately.
Is SafePay a bank?
No. The concept is a payment-security layer that can connect to payment providers, banks and crypto infrastructure.
Can it work with crypto?
Yes. The same intent model can be applied to supported onchain transfers and payment links, with chain-specific settlement rules.
What happens if something changes?
The settlement gate can block the payment and require a fresh authorization rather than silently accepting changed parameters.
Who is it for?
Consumers, merchants, marketplaces, wallets and developers who want a consistent programmable security layer around payments.